A Law Firm Helping You Understand Your New Jersey Workers’ Compensation Benefits
Getting you through an injury on the job
Workers’ compensation is designed to protect injured workers by requiring their employers to compensate them for on-the-job injuries, regardless of fault. In return, employers are immune from lawsuits instituted by their employees for personal injury. A personal injury lawsuit may provide a higher award than the money you receive for a similar injury from workers’ compensation. You and your family deserve to understand what is available when pursuing your case or negotiating a settlement. Our team of Newton attorneys at Hollander, Strelzik, Pasculli, Hinkes, Wojcik, Gacquin, Vandenberg & Hontz, L.L.C. can go over workers’ comp benefits with you so you understand what is at stake and can make well-informed decisions.
Injured workers can receive a variety of benefits
When a person is injured or killed on the job, the employer — usually through its insurance carrier — is required to pay certain benefits, even if the company was not at fault for the accident. A workers’ compensation attorney from our firm can explain the types of benefits that may be available in your specific case:
- Medical benefits — These benefits cover necessary and reasonable medical treatment resulting from your injury. Your employer must pay for any medical treatment you need, although the company may have the right to tell you what healthcare provider to use.
- Temporary total disability benefits — While you are recovering from your injury, you can receive weekly benefits equal to 70 percent of your average weekly wage and up to 75 percent of New Jersey’s average weekly wage. These benefits continue until you are released to return to work or until your recovery has reached the point of maximum medical improvement.
- Permanent partial disability benefits — If you are able to return to work but still have some permanent effects from your injury, you may receive this type of benefit. For disabilities to body structures, such as limbs, hands and feet; and senses, payments are based on a fixed schedule. Other injuries that do not appear on the schedule are also compensable.
- Permanent total disability benefits — If your injuries prevent you from returning to gainful employment, you may be entitled to permanent total disability benefits. These benefits are calculated in the same way as temporary total disability benefits and continue for up to 450 weeks — about nine years. If you are still unable to work after that time, they can be extended.
- Death benefits — When a worker in Warren, Morris Passaic or Sussex County dies on the job, the spouse and dependent children may be entitled to up to 70 percent of the worker’s average weekly wage. These benefits continue for the life of the spouse or until the spouse remarries and the minor dependents reach the age of 18, or 23 if enrolled full time in school.
In some cases, it may be beneficial to negotiate a lump sum for future disability benefits and release the insurance company from any further obligation. Determining whether this is the best course of action requires a thorough analysis of the available benefits and knowledge of the rules on settlements that the law imposes.
Contact a Sussex firm that fights for everything you deserve in a workers’ comp case
As experienced workers’ compensation attorneys in Newton, our team at Hollander, Strelzik, Pasculli, Hinkes, Wojcik, Gacquin, Vandenberg & Hontz, L.L.C. can help you get your fair share from the workers’ compensation system. If you were injured on the job and need legal advice, call our office today at 862-273-3465 or contact us online to schedule a no-cost consultation with one of our attorneys.